正月は楽観的な時期ですが、年配のアメリカ人は2021年にそれほど期待することはありません。彼らは社会保障給付をわずか1.3％増やしています。これは、プログラムの歴史の中で2番目に低い年次昇給です。
連邦政府のデータによると、ほとんどの退職者は収入の少なくとも半分を社会保障に依存していますが、それは多くのお金ではありません。 2021年の月々の支払い額は全国平均で1,543ドルで、以前よりわずか20ドル多くなります。
そしていつものように、利益は他の州よりもいくつかの州でより寛大になります。これが、2021年の50州すべてとコロンビア特別区の社会保障ランクの順位です。年間平均支払い額が最小から最大になります。
受け取った金額に関係なく、高金利の普通預金口座にお金を預けて、できる限りすべての価値を引き出すようにしてください。
私たちの方法論：最新の社会保障データを使用して、各州の平均的な退職者の2019年の給付額を計算し、次に1.6％を追加して2020年の支払いを決定しました。これらの金額にさらに1.3％を追加して、2021年の各州の典型的なメリットを考え出しました。
2021年の平均年間利益：17,284ドル
社会保障局の最新情報によると、ルイジアナ州の退職者559,820人が受益者です。
2020年には月平均$ 1421.83、年間平均$ 17,061.98を獲得したと計算されます。これは、50州とコロンビア特別区の中で最低です。
来年の生活費調整（COLA）は1.3％で、ルイジアナ州の社会保障受給者は月額1,440.32ドルを受け取ります。
2021年の平均年間利益：17,348ドル
社会保障当局は、ミシシッピ州の429,412人の退職した労働者が給付を受けていると述べています。 2020年には月平均$ 1,427.13、年間平均$ 17,125.62を獲得したと計算しています。
米国全体で、社会保障を利用している老夫婦の約5人に1人と、未婚の高齢者のほぼ半数が、収入の少なくとも90％を自分たちの利益に依存していると社会保障局は述べています。
私たちの数学によると、来年のミシシッピ文化は月額1,445.69ドルを受け取ります。
2021年の平均年間利益：17,465ドル
社会保障は、メイン州の242,442人の退職した労働者が給付金を集めていると言います。 2020年には月平均$ 1,436.75、通年では$ 17,241.00を獲得したと計算しています。
65歳以上のアメリカ人の約90％が社会保障給付を受けています。可能な限り最大の利益を得る年齢である70歳になるまで待つことを選択する人もいます。
来年のメイン州の退職者は、月額1,455.43ドルを受け取ると見積もっています。
2021年の平均年間利益：17,516ドル
ニューメキシコ州（AARPによると社会保障に課税する13州の1つ）では、307,967人の退職者が給付を受けています。私たちの計算によると、2020年の支払いは平均して月額1,440.92ドル、年額17,291.06ドルでした。
引退収入と貯蓄を可能な限り伸ばすために、ファイナンシャルプランニングサービスにサインアップすることを検討してください。 30分間の電話で、目標や優先順位について話し合い、前進する方法を理解することができます。
来年の1.3％の引き上げ後、ニューメキシコの社会保障受給者は月額$ 1,459.65を受け取ります。
2021年の平均年間利益：17,589ドル
アーカンソー州では、450,419人の退職者が社会保障に加入しており、私たちの計算によると、2020年には月平均1,446.90ドル、年間では平均17,362.82ドルの給付金を集めました。
福利厚生プログラムは、フランクリンルーズベルト大統領が社会福祉法に署名した1935年に始まりました。
アーカンソー州の退職した労働者は、来年、月額1,465.71ドルを受け取ることになります。
2021年の平均年間利益：17,623.15ドル
社会保障局の最新情報によると、178,102人のモンタナ州の退職者が受益者です。私たちの計算によると、2020年には月平均$ 1,449.75、つまり年間$ 17396.99を獲得しました。
モンタナはまた、社会保障給付に課税する13州の1つである、とAARPは言います。
来年のモンタナの高齢者は月額$ 1,468.60を受け取ると計算しています。
2021年の平均年間利益：17,676ドル
ケンタッキー州では、618,077人の退職者が社会保障を利用しており、2020年の平均給付額は月額1,454.10ドル、通年では17,449.17ドルでした。
1940年1月31日、バーモント州ラドローの元弁護士秘書であるIda MayFullerに最初の月次社会保障チェックが発行されました。彼女は22.54ドルを受け取りました。これは、今日のドルで421.48ドルに相当します。
私たちの計算によると、来年のケンタッキー州の退職者は月額$ 1,473.00を受け取ります。
あなたが住宅所有者である場合、借金を清算して退職基金を積み上げる1つの方法は、住宅ローンを借り換えることです。住宅ローンの利率は史上最低であり、refiは月に数百ドルを簡単に節約できる可能性があります。
2021年の平均年間利益：17,788ドル
社会保障局によると、サウスダコタ州の137,577人の退職した労働者が給付を受けています。 2020年の支払いの平均は、月額1,463.31ドル、年額17,559.68ドルであると計算されています。
彼女の生涯の間に、最初の社会保障受給者であるアイダメイフラーは合計約22,889ドルの利益を集めました。
来年の1.3％の引き上げ後、サウスダコタ州の社会保障受給者は月額1,482.33ドルを受け取ることになります。
2021年の平均年間利益：17,810ドル
当局によると、アラスカの退職者は75,412人が社会保障に加入しており、私たちの計算によれば、2020年には月額1,465.14ドル、通年では17,581.66ドルでした。
アラスカの他のすべての居住者と同様に、退職者も州の石油資産基金から毎年支払いを受けます。 2020年の金額は992ドルでした。
アラスカの社会保障の退職した労働者は、来年、月額1,484.18ドルを受け取ることになります。
あなたが家を所有しているなら、あなたはあなたの住宅所有者保険の費用を減らすことによってあなたの引退のためにより多くのお金を増やすかもしれません。複数の保険会社の料金を比較して、切り替える必要があるかどうかを確認します。
2021年の平均年間利益：17,899ドル
ノースダコタ州では、99,735人の退職者が、2020年には月平均1,472.45ドル、年間平均17,669.38ドルの給付金を集めました。
ノースダコタ州は、社会保障給付に税金を徴収する13州の1つである、とAARPは言います。
来年の州の退職労働者は月額1,491.59ドルを受け取ると計算しています。
2021年の平均年間利益：18,097ドル
オクラホマ州では、537,909人の退職者が、2020年に月平均1,488.74ドル、年間で平均17,864.89ドルの社会保障給付を受けました。
わずかな社会保障給付は、雇用主が提供する401（k）プランなどを通じて、働くアメリカ人がより多くを節約する必要がある理由です。
私たちの計算によると、来年のオクラホマの高齢者は月額$ 1,508.09を受け取ります。
2021年の平均年間利益：18,123ドル
ネバダ州では、413,107人の退職者が社会保障に加入しており、2020年には月平均$ 1,490.89を受け取ったと計算されます。これは、年収$ 17,890.71になります。
社会保障は高齢者の収入の約3分の1を占めている、とプログラムの関係者は言います。
来年は1.3％の引き上げで、ネバダ州の社会保障受給者は月額$ 1,510.27を受け取ります。
2021年の平均年間利益：18,127ドル
コロンビア特別区では、58,903人の退職者が、2020年に月平均1,491.24ドル、年間を通じて平均17,894.83ドルの給付金を集めました。
アメリカ人は早くも62歳で社会保障を請求できますが、待たなければ毎月の支払いは最大30％まで永久に減額されます。
ワシントンD.C.の退職した労働者は、来年、月額1,510.62ドルを受け取ることになります。
2021年の平均年間利益：18,183ドル
テキサス州では、295万人の退職者が社会保障給付を利用しています。ローンスター州での2020年の平均支払い額は、月額1,495.80ドル、2020年全体で17,949.64ドルであると計算されています。
IRAまたは個人の退職金口座からのお金は、退職後の収入を得るのに役立ちますが、できるだけ早く貯蓄を開始する必要があります。
来年の1.3％の引き上げが追加されると、テキサス社会保障の受信者は月額$ 1,515.25を受け取ることになります。
2021年の平均年間利益：18,191ドル
社会保障はウェストバージニア州の292,653人の退職した労働者がプログラムから利益を集めると言います。 2020年の州平均は、年間で1,496.44ドル、17,957.24ドルでした。
ウェストバージニア州は、社会保障に税金を徴収する13の州の1つである、とAARPは言います。
私たちの数学によると、来年のウェストバージニア州の高齢者は月額$ 1,515.89を受け取ります。
2021年の平均年間利益：18,191ドル
アメリカで最も人口の多い州では、444万人の退職者が、2020年に月平均1,496.45ドル、通年で17,957.45ドルの社会保障給付を受け取りました。
カリフォルニアの社会保障に加入している高齢者の数は、ほぼ半数の州の全人口よりも多いです。
ゴールデンステートの退職した労働者は、来年、月額1,515.91ドルを受け取ることになります。
Average annual benefit in 2021:$18,199
In Idaho, 259,909 retirees are on Social Security, and we calculate that they got $1,497.11 a month in 2020, or $17,965.34 for the full year.
Some U.S. seniors are lucky enough to have employer-based pensions that provide additional retirement income, though those have become rare.
After next year's 1.3% raise, Idaho's Social Security recipients will get $1,516.57 per month.
Average annual benefit in 2021:$18,203
The Social Security Administration says 731,111 retirees in Alabama collect benefits that, according to our calculations, averaged $1,497.43 per month in 2020, or $17,969.13 annually.
Half of elderly retired couples in the U.S. and 70% of single retirees derive 50% or more of their income from Social Security, officials with the program say.
Retired workers in Alabama should be on the receiving end of $1,516.89 per month next year.
Average annual benefit in 2021:$18,225
In Georgia, 1.29 million seniors receive Social Security benefits that averaged $1,499.23 a month in 2020, or $17,990.73 for the year.
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We calculate that Georgia's retired workers will receive $1,518.72 per month next year.
Average annual benefit in 2021:$18,240
In Ohio, 1.62 million retirees collect benefits, and we calculate that their payments in 2020 averaged $1,500.46 a month and $18,005.50 for the full year.
During June 2020, some 45.8 million retired workers across the U.S. were receiving Social Security payments, officials say.
Factoring in the raise for next year of 1.3%, Ohio's Social Security recipients will get $1,519.96 per month.
Average annual benefit in 2021:$18,259
In Missouri, 897,621 retirees are getting Social Security payments that averaged $1,502.10 per month in 2020, or $18,025.14 for the year.
Missouri also is among the 13 states that tax the Social Security benefits of at least some retirees, according to AARP.
According to our math, seniors in the Show Me State next year will receive $1,521.62 per month.
Average annual benefit in 2021:$18,415
The Social Security Administration says 995,471 retirees in Tennessee collect benefits that, according to our calculations, averaged $1,514.88 per month in 2020, or $18,178.54 annually.
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Retired Tennesseeans next year will receive $1,534.57 per month, according to our calculations.
Average annual benefit in 2021:$18,449
In Florida — often considered America's retirement capital — some 3.51 million retirees are getting Social Security benefits.
According to our calculations, they collected $1,517.69 a month in 2020, and their annual income from the program was $18,212.30.
The seniors soaking up the sun in the Sunshine State stand to receive $1,537.42 per month next year.
Average annual benefit in 2021:$18,485
In Hawaii — one of the best states for retirement — 218,219 seniors receive retirement benefits from Uncle Sam.
We calculate that they got an average $1,520.65 per month in 2020, and $18,247.86 in annual income from Social Security.
With next year's 1.3% raise, Hawaii's Social Security recipients will get $1,540.42 per month.
Average annual benefit in 2021:$18,577
In North Carolina, 1,526,249 retired workers receive benefits that in 2020 averaged $1,528.19 per month and $18,338.34 for the year.
Americans are living longer and must rely on Social Security for longer periods. In 1940, a 65-year-old was expected to live almost 14 years, the Social Security Administration says. Today, that life expectancy is more than 20 years.
Our calculations find that North Carolina seniors next year will receive $1,548.06 per month.
Average annual benefit in 2021:$18,622
Oregon has 998,643 retired workers on Social Security, federal numbers show.
In 2020, their benefits averaged $1,531.92 per month and $18,383 for the full year.
According to our math, seniors in the Beaver State next year will receive $1,551.84 per month.
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Average annual benefit in 2021:$18,665
In Iowa, 482,117 retirees collect benefits, according to the Social Security Administration.
They received $1,535.46 per month from the program and an annual income of $18,425.48 for 2020, by our calculations.
Adding next year's 1.3% raise, Iowa's Social Security recipients will get $1,555.42 per month.
Average annual benefit in 2021:$18,698
In Nebraska, 257,481 retirees collect benefits that in 2020 averaged $1,538.18 per month and $18,458.11 for the whole year, according to our math.
Nebraska is another of the 13 states that tax the Social Security benefits of at least some retirees, AARP says.
Retired workers in the Cornhusker State stand to receive $1,558.17 per month next year.
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Average annual benefit in 2021:$18,760
In South Carolina, 828,566 retirees get Social Security benefits, according to goverment data.
We calculate that they received an average $1,543.28 a month in 2020, or $18,519.36 for the full year.
With next year's raise of 1.3%, South Carolina Social Security recipients will get $1,563.34 per month.
Average annual benefit in 2021:$18,785
Colorado has 665,194 retirees on Social Security, and their benefits in 2020 averaged $1545.31 per month, or $18,543.68 on an annual basis.
The Centennial State also is one of the 13 states that collect taxes on Social Security benefits, AARP says.
Our math indicates that Colorado seniors next year will receive $1,565.40 per month.
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Average annual benefit in 2021:$18,862
In Vermont, 109,498 retirees collect Social Security benefits that in 2020 averaged $1,551.65 per week, or $18,619.81 for the full year, according to our calculations.
Vermont is yet another of the 13 states that collect taxes on Social Security benefits, AARP says.
Retired workers in the Green Mountain State stand to receive $1,571.82 per month next year.
Average annual benefit in 2021:$18,912
In this sparsely populated state, 85,085 collect Social Security benefits, according to the program's data.
We calculate that they typically received $1,555.76 monthly in 2020, or $18,669.09 over the course of the year.
Factoring in a raise next year of 1.3%, Wyoming's Social Security recipients will get $1,575.98 per month.
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Average annual benefit in 2021:$18,924
The Social Security Administration says in Illinois, 1.63 million retired workers are collecting benefits.
They got an average $1,556.74 per month in 2020, or annual income from the program of $18,680.83, according to our math.
With a 1.3% raise for next year, Illinois seniors will receive $1,576.97 a month.
Average annual benefit in 2021:$18,960
In Arizona — another state that draws large numbers of retirees — 1.04 million retired workers are on Social Security.
We calculate that they received $1,559.72 a month, on average, in 2020, and an annual income of $18,716.66.
Retired workers in the Grand Canyon State stand to receive $1,579.00 per month next year.
Average annual benefit in 2021:$19,023
In Rhode Island, 160,706 retirees collect benefits that in 2020 averaged $1,564.92 a month or $18,779.08 for the full year.
The Ocean State is another of the 13 states that tax Social Security benefits, according to AARP.
According to our math, Rhode Island seniors next year will receive $1,585.27 per month.
Average annual benefit in 2021:$19,079
In Wisconsin, 923,461 retired workers take Social Security.
By our calculations, they received an average $1,569.55 a month in 2020, or an annual income from the program of $18,834.60.
With next year's 1.3% raise, Wisconsin's Social Security recipients will get $1,589.95 per month.
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Average annual benefit in 2021:$19,128
In Utah, 296,554 retirees collect benefits that averaged $1,573.53 per month and $18,882.40 for all of 2020.
Utah is yet another of the 13 states that levy state taxes on Social Security benefits, AARP says.
According to our math, seniors in the Beehive State next year will receive $1,593.99 per month.
Average annual benefit in 2021:$19,185
The Social Security Administration's data shows 1.11 million Virginia seniors are receiving benefits.
We calculate that they got $1,578.22 per month in 2020, and $18,938.68 for the full year.
Adding in a raise next year of 1.3%, Virginia's Social Security recipients will get $1,598.74 per month.
Average annual benefit in 2021:$19,192
In New York, 2.6 million retirees collect benefits that averaged $1,578.79 a month in 2020, or $18,945.49 for the full year.
The first official Social Security number was 055-09-0001 — issued in 1936 to 23-year-old John Sweeney Jr. of New Rochelle, New York.
Our math indicates that seniors in the Empire State next year will receive $1,599.32 per month.
Average annual benefit in 2021:$19,229
In Kansas, 402,018 retirees collect benefits that averaged $1,581.88 a month in 2020 and $18,982.61 for the year as a whole.
Kansas also is among the 13 states that collect taxes on some Social Security benefits, according to AARP.
According to our calculations, seniors in the Sunflower State next year will receive $1,602.45 per month.
Average annual benefit in 2021:$19,234
In Massachusetts, 901,679 retirees are drawing benefits from Social Security.
We calculate that they got an average $1,582.27 per month in 2020, or $18,987.19 for the year.
After next year's 1.3% raise, the Bay State's Social Security recipients will get $1,602.84 per month.
Average annual benefit in 2021:$19,246
In Pennsylvania, 2.01 million retirees collect Social Security benefits, according to the latest government data.
In 2020, they got an average $1,583.23 per month from the system and $18,998.77 over the course of the full year.
We calculate that seniors in the Keystone State next year will receive $1,603.81 per month.
Average annual benefit in 2021:$19,293
In Indiana, 946,375 retirees are on Social Security and got an average $1,587.15 per month in 2020 and $19,045.83 for the full year, according to our calculations.
That's not a lot to live on, which is why it's so vital to put money away during your working years so you'll have savings to fall back on in retirement.
Adding in next year's Social Security raise of 1.3%, Indiana beneficiaries will get $1,607.79 per month, on average.
Average annual benefit in 2021:$19,380
In Minnesota, 784,382 seniors collect Social Security benefits that in 2020 averaged out to $1,594.25 per month and $19,131.00 for the full year.
Minnesota is another of the 13 states that collect state income tax on Social Security benefits, AARP says.
Our math finds that seniors in the North Star State next year will typically receive $1,614.98 per month.
Average annual benefit in 2021:$19,548
Washington has 1.01 million retirees who are on Social Security. It's one of 14 states with over 1 million beneficiaries.
We calculate that Washingtonians received monthly payments averaging $1,608.13 in 2020, and an annual income of $19,297.61.
Retired workers in the Evergreen State stand to receive $1,629.04 per month next year.
Average annual benefit in 2021:$19,649
In Michigan, 1.54 million retired workers are receiving benefits from Social Security.
They got an average $1,616.43 per month from the program and an annual income of $19,397.18, according to our calculations.
After next year's 1.3% raise, the Great Lake State's Social Security recipients will get $1,637.44 per month.
Average annual benefit in 2021:$19,746
In Maryland, the state where the Social Security Administration is headquartered (in the Baltimore suburb of Woodlawn), 742,552 retirees collect benefits that in 2020 averaged $1,624.37 a month and $19,492.47 for the full year.
Despite the relatively high payouts here, there are plenty of other reasons you probably wouldn't want to retire in Maryland.
According to our calculations, seniors in the Old Line State next year will receive $1,645.49 per month.
Average annual benefit in 2021:$19,990
In this New England state, 220,989 collect benefits that in 2020 averaged $1,644.42 per month and $19,733.04 for the year.
The lowest Social Security number ever issued was given to Grace Owen of Concord, New Hampshire, in 1936. It was:001-01-0001.
By our math, seniors in the Granite State next year will receive $1,665.80 per month .
Average annual benefit in 2021:$20,164
In Delaware, 162,952 older people are on Social Security, according to the agency's data.
We calculate that they got an average $1,658.79 per month in 2020 and a typical annual benefit of $19,905.45.
Factoring in next year's Social Security raise of 1.3%, Delaware beneficiaries will get $1,607.79 per month.
Average annual benefit in 2021:$20,486
In Connecticut, 512,703 retirees are taking Social Security. We calculate that they received an average $1,685.29 per month and $20,223.45 for the full year.
Connecticut is the last of the 13 states that collect taxes on Social Security benefits, AARP says.
Retired workers in the Nutmeg State stand to receive an average $1,707.20 per month next year.
Average annual benefit in 2021:$20,537
The Garden State is where 1.21 million older people receive the largest average Social Security payments:$1,689.42 per month in 2020, or $20,273.09 for the full year, by our calculations.
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After the 2021 raise of 1.3%, New Jersey Social Security recipients typically will receive $1,711.39 per month.
